Q: What is a payday loan?
A: A payday loan is a short-term, small principal loan and is usually repaid upon your next payday, although some states allow loan extensions. Loan rates and terms vary by state.
Q: When will my loan be due?
A: Your due date will normally fall on your next pay date which is between 7 and 30 days away.
Q: What if I can't repay my loan on the due date?
A: If you can't repay the full amount of your loan on the due date, you may be able to request an extension by contacting our Customer Care Hotline @ (866) 204-6086. Louisiana law requires payday loan customers to pay a minimum of 25% of the loan principal at the time of making the extension. This is in addition to the loan fee that is also due at this time. This additional principal payment reduces the amount you owe and the fee paid on the subsequent renewal will be lowered accordingly.
Q: When will I receive my funds?
A: Receiving your funds is quick and easy, once your loan is approved you will receive cash that same day.